Plan for the Retirement You Deserve
Retirement comes with big decisions, and having a clear plan helps you move forward with confidence. We guide families and educators across South Jordan & Beyond through the complexities of saving, investing, and preparing for lasting income. Our team brings calm, structured advice grounded in experience and deep local knowledge, including expertise with Utah Retirement Systems. With a personalized plan in place, you gain clarity around your goals and the confidence to enjoy the years ahead.
Our Retirement Planning Services
Comprehensive Solutions for Every Need
We build customized retirement strategies that help you understand your savings, income options, and long-term financial outlook. Our services include pension analysis, Social Security optimization, income planning, investment strategy alignment, and risk management that adapts to life’s transitions. We don’t just focus on investments — we integrate tax considerations, healthcare planning, and legacy goals into a coordinated roadmap.
A Proven Planning Framework
Our proprietary “Beyond the Summit” approach keeps your entire retirement picture connected from the start. We begin by understanding your vision and identifying your basecamp—your current financial position. From there, we map a route toward your retirement summit, aligning savings, pensions, Social Security, and income strategies into one cohesive plan. As life changes, we continue to guide you with ongoing adjustments that keep your journey on track.
Trusted Support for Educators & Public Employees
Many Utah educators and public employees rely on pensions as a major part of their retirement income. We understand the unique rules, benefit structures, and planning considerations within Utah Retirement Systems and PERA. Our team helps you evaluate payout options, coordinate personal savings with pension income, and avoid common gaps that can impact long-term financial stability. We also offer dedicated educator-focused planning for those who want tailored guidance throughout their careers.
Your Personalized Path Forward
Every plan begins with a full review of your current savings, pensions, retirement accounts, and financial goals. We help you understand how each piece contributes to your long-term income and lifestyle, then build a step-by-step strategy that reflects your timeline, priorities, and risk comfort. Throughout your journey, we make adjustments to keep your plan aligned with market conditions, personal milestones, and evolving needs.
Tools & Resources
We use retirement calculators, personalized pension benefit analyses, and long-term income projections to support your decisions. For educators, we offer convenient access to the RetirementK12 resource portal for additional tools, FAQs, and educator-specific guidance.
Our Proven Process
Retirement is easier when you understand the steps ahead. We walk you through each stage with structured guidance and clear explanations. Our process is designed to help you make informed, confident decisions at every stage of retirement. By following a simple, transparent framework, we help you turn uncertainty into clarity and structure.
Discovery & Goal Setting
We clarify your retirement timeline, lifestyle goals, savings habits, and obligations. This gives us the foundation for creating a personalized plan.
Financial Mapping & Pension Review
We analyze your accounts, pension projections, employer plans (URS, 403(b), 401(k)), and expected income sources to determine strengths and gaps.
Strategy Development
We build your retirement roadmap, incorporating investments, income streams, Social Security timing, taxes, and long-term care considerations.
Implementation Support
Our team helps you update accounts, streamline savings strategies, make investment adjustments, and prepare for your retirement date.
Ongoing Guidance
Each year, we refine your plan as markets shift or circumstances change, ensuring your retirement stays aligned with your goals.
Ready to Take Control of Your Retirement?
A retirement plan brings clarity, confidence, and peace of mind — and we’re here to help you build one that lasts. Our team proudly serves families and educators across South Jordan & Beyond with guidance tailored to your goals and your future.
When should I start planning for retirement?
It’s never too early to start. In your 30s and 40s, planning helps build strong savings habits and clarify long-term goals. In your 50s and early 60s, planning becomes more focused on income, pensions, and Social Security timing. No matter your stage, we help you make thoughtful, informed decisions.
Do you only work with retirees or also those still working?
We work with individuals at all career stages — early career educators, mid-career professionals, pre-retirees, and those already retired. Each group has unique opportunities, and our process adapts to your situation.
How do you incorporate my pension or 401(k) into the plan?
We review your employer-sponsored plans, including URS, 403(b), and 401(k) accounts, then integrate them into your overall strategy. This helps ensure your savings and pension benefits work together to support long-term income.
Can you help with Social Security timing?
Yes. We run scenarios to find the best time to claim benefits based on your income needs, longevity risk, and pension interaction.
