Financial Planning for Utah Families & Individuals

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Clarity and Confidence for Every Stage of Life

Families and individuals across South Jordan, West Jordan, Riverton, Herriman, Draper, and Lehi turn to us for practical, judgment-free financial guidance. Whether you're building a budget, preparing for your first home, saving for college, or planning for retirement, we help you create a roadmap that fits your life today — and evolves with you over time.



We serve young families, growing households, empty nesters, and individuals navigating major life transitions. With our fiduciary approach and the structure of our “Beyond the Summit” process, you’ll always know what to do next and why it matters.

A Strong Start for Your Financial Future

We help you understand where your money is going, how much to save, and how to prepare for both opportunities and setbacks. Our approach is practical, supportive, and tailored to real family life in the South Valley — whether you’re budgeting in Daybreak, saving for a new home in Herriman, or planning childcare costs in Draper.

Cash Flow & Budget Planning

We create a realistic plan that fits your income, expenses, and goals — without rigid rules or guilt-driven budgeting.

Emergency Funds & Debt Planning

We guide you in building a healthy safety net and reducing high-interest debt in a sustainable, confidence-building way.

Saving for Big Purchases

Whether it’s a home, a new vehicle, or a future family need, we help you plan ahead and stay prepared.

Safeguard What Matters Most

Life is full of surprises — and the right protection strategy helps your family stay secure through all of them. We walk you through insurance choices and risk planning in a simple, supportive way.

Insurance & Risk Management

We review your current coverage, identify gaps, and recommend appropriate life, disability, and long-term care insurance options to protect your income and future goals.

Planning for Life Changes

We support families navigating divorce, career transitions, caring for aging parents, and other major changes — providing stability when you need it most.

Coordinating Family Conversations

Healthy financial communication strengthens relationships. We help couples align money habits and can facilitate discussions with adult children when planning inheritance or shared responsibilities.

Preparing for College, Retirement, and Long-Term Wealth

Your long-term goals deserve a thoughtful, coordinated plan. We help you map out the future with clarity — balancing today’s needs with tomorrow’s opportunities.

College Savings Strategies

We explain 529 plans, timing of contributions, and how to balance college funding with your own retirement goals.

Retirement Planning for Families

Whether retirement is decades away or around the corner, we help you build a strategy that integrates savings, investments, taxes, and Social Security.

Multi-Generational Planning

We guide families on transferring wealth, supporting parents or children, preparing for long-term care needs, and coordinating legacy goals.

How We Support Your Entire Household

A Process Built for Real Life, Not Just Numbers

Our “Beyond the Summit” planning process adapts to your stage of life:

  • Young families building strong foundations
  • Growing families managing homes, kids, and rising expenses
  • Mid-career households preparing for college and accelerating retirement savings
  • Couples & individuals nearing retirement revisiting risk, income needs, and legacy planning
  • Empty nesters realigning priorities and planning long-term care



Throughout every stage, we coordinate with your CPA, mortgage lender, attorney, or insurance agents to ensure your entire financial picture works together effortlessly.

Ready to Build Your Family’s Financial Plan?

Whether you’re starting fresh or looking to organize the next chapter of your life, we’re here to help you build a plan that brings clarity, confidence, and long-term peace of mind.

  • How do we create a family financial plan in Utah?

    We walk you through budgeting, saving, investing, insurance, and long-term planning — all connected into one clear roadmap.

  • Can a financial advisor help us balance college savings and retirement?

    Yes. We analyze your budget, long-term goals, and timeline to find the right balance between supporting your kids and preparing for your own financial future.

  • Where do young families start?

    Start with budgeting, building an emergency fund, and setting savings priorities. We help you build these habits step-by-step.

  • What if my spouse and I have different money habits?

    We facilitate low-pressure, productive conversations to help both of you feel heard and aligned.

  • Do you offer ongoing support or just one-time plans?

    We offer both — though most families choose ongoing planning to stay aligned as life changes.